I've been with a Peerberry around 2 years. The platform showed it stability after repaying almost all War affected loans.
As a passive investor, I would prefer the automatic options here for the sake of time. Additionally, the loans on the platform can sometimes get filled so quickly that it’s challenging for individual investors to generate returns if you want to invest manually.
In addition to the blog, I host as well Germany’s largest P2P community, where you can exchange ideas with thousands of other investors when you need quick answers.
Viainvest is an above-average rated P2P lending platform among many investors. This is impressively illustrated by the results of the annual P2P community votings, where Viainvest is always in the top third of the most popular P2P platforms.
I have nothing but positive words about PeerBerry, especially how the company handled the loans affected by the war.
My experiences in recent years have always been positive, in other words: I have achieved my targeted return without any problems, always received my money and was able to rely on the buyback guarantee.
When we invest in loans through PeerBerry, we invest not in PeerBerry but in loans issued by lenders - our business partners. Our business partners set interest rates based on their borrowing needs.
on the page that opens. If you have already created an auto invest portfolio, it will appear here. Otherwise, you have the option of creating one using the ‘
The top five countries for loan issuance are Kazakhstan, Moldova, Lithuania, Romania, and the Philippines. The interest rates depend on the type of loan but typically range between 9 to mintos 11 percent.
With Viainvest, you can only invest in private loans from the ViaSMS Group. This makes you dependent on their success; at the same time, however, it also makes due diligence easier. A quick glance is enough to realise that the Group has always been profitable – with the exception of the COVID crisis year 2022 – and recently recorded profits in the millions. The signs are pointing to growth here, so investors do not need to worry about stability at the moment. Based on my experience in the P2P market, I would therefore describe Viainvest as one of the most exciting providers. Personally, I will therefore triple my investment on the platform this year!
The financial strength of the parent company is also a major advantage in terms of safety. In addition, audited annual reports have been published regularly since 2012 to provide information on the company’s financial situation. Viainvest can therefore be considered as a safe P2P platform.
With a potential return of up to 10 percent, supported by solid credit management, PeerBerry’s p2p loans are a compelling choice compared to other investments. The Auto Invest feature allows you to automatically spread your investments across many loans.
Viainvest is working with several loan originators, most of them being in the same group as Viainvest itself, which is a model that other Peer-to-Peer lending platforms are using. This ensure they have a much better control over their loan originators as they are part of the same entity.
I reached out to the chat on a Sunday, received clear instructions by email the next day, and the issue was resolved smoothly and very quickly. Excellent support — congratulations to the team!